Divorce is tough, but don't let it haunt your credit score too! 🤝 Here's what to do if your name's still on the mortgage after the split—it’s not enough for a divorce decree to determine responsibility! Heads up: you are still accountable until a formal release from the mortgage happens. Three options could save your credit: sell the home and split any gains, refinance and get your name off the loan, or sign a deed to remove yourself from the title, albeit you'll still be tied to the mortgage.
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Divorce is tough, but don't let it haunt your credit score too! 🤝 Here's what to do if your name's still on the mortgage after the split—it’s not enough for a divorce decree to determine responsibility! Heads up: you are still accountable until a formal release from the mortgage happens. Three options could save your credit: sell the home and split any gains, refinance and get your name off the loan, or sign a deed to remove yourself from the title, albeit you'll still be tied to the mortgage.
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