House Hacking: What Is It, How to Start, and Strategies for Success
House Hacking: What Is It, How to Start, and Strategies for Success
Jun 23, 2022
biggerpockets.com
Here’s the part about house hacking that confuses everyone. Yes house hacking does mean you have two full mortgages. Tenants are paying the other.!! Here’s something most people don’t understand about house hacking. Yes — technically, you have two payments. Your mortgage… and your living expenses. But here’s the part lenders actually look at. If you rent out a room for $1,000 a month, the underwriter doesn’t count all of it. They only credit 75% of that rent. So instead of $1,000, they use $750
0:16
Here’s the part about house hacking that confuses everyone. Yes house hacking does mean you have two full mortgages. Tenants are paying the other.!! Here’s something most people don’t understand about house hacking. Yes — technically, you have two payments. Your mortgage… and your living expenses. But here’s the part lenders actually look at. If you rent out a room for $1,000 a month, the underwriter doesn’t count all of it. They only credit 75% of that rent. So instead of $1,000, they use $750
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