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Inherited an IRA? RMDs vs the 10-Year Rule (SECURE Act) In this week’s Money Talk with Michael Eastham, he breaks down how inherited IRA rules really work. A common question we hear: “We inherited an IRA. Should we take annual withdrawals, or empty it within ten years?” The answer depends on three planning details: - Your beneficiary category - Whether the original owner had started RMDs - How withdrawals affect your overall tax picture Knowing which rule set applies before withdrawing can help
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