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Dodd Frank Destroyed Competition and Made Big Banks Even Bigger Regulations that raise prices and reduce competition never get talked about honestly. Every new rule piles on compliance costs and those costs crush small businesses long before they even inconvenience the giants. A clear example is the 2010 Dodd Frank Act. It added more than 22,000 pages of rules. Community banks closed by the thousands because they could not absorb the paperwork, reporting, and legal risk. These were the banks tha
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