Requirements of a Pre-Approval Letter for a Mortgage
Requirements of a Pre-Approval Letter for a Mortgage
Feb 14, 2023
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Why do you need a preapproval letter? If you are serious about buying a home and making an offer, you want that offer to be top-notch, so it can be accepted. A preapproval letter means you are ready to open escrow with an accepted offer. Can’t you write an offer with a pre-qualification letter? Yes, you can, but it most likely will not be accepted. Most realtors will have you cross qualify with their own lender to make sure your lender has preapproved you and that you can qualify for the house.
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