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Appraisal Condition Ratings (C1–C6) Explained 👇 Condition ratings measure maintenance and physical condition, not décor, staging, or vibes. This comes straight from Fannie Mae appraisal standards, and lenders absolutely care. C1: New or fully renovated, no depreciation C2: Well-maintained, no repairs needed C3: Average condition, normal wear (most homes) C4: Deferred maintenance, repairs needed C5: Major repairs, possible safety issues C6: Severe damage, often uninhabitable 🚫 Granite counters
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