Until President Richard Nixon took the United States off the gold standard in the 1970s, American cash was redeemable for gold or silver. Currently, the U.S. is on a system using fiat currency via the ...

I am a single parent with a teenage son, and as a writer with an ever-changing level of income, I’m always watching what I spend. Many Americans are in my situation, and many have slashed their ...

So, you’ve decided to take the plunge and join a warehouse club. You think that for your family, the low prices on household staples will more than pay for the membership fee. The only question now is ...

There’s already a lot of misinformation out there about the Credit Card Competition Act. For once, most is apolitical, at least for now, since the act is a bipartisan bill. So let’s all just take a ...

If you’re preparing to buy your first home, watch out. Scammers are lurking everywhere, eager to con you at every stage of the process, from mortgage application to home inspection. And it’s not just ...

Wells Fargo is a bank with a national presence, but it has a large customer base in California. If you want to do business with Wells Fargo, you need to know the bank’s routing number to make deposits ...

If your closet is overflowing with clothing, shoes, and handbags you never wear, it’s time to initiate a closet cleanout. Not only can organizing your wardrobe “spark joy,” in the words of the ...

You can still find free checking accounts these days if you know where to look, but truly free checking accounts are in short supply at big banks like Wells Fargo and Chase. So the fact that the Chase ...

For most Americans, housing is the single biggest expense in their personal budget. According to the Bureau of Labor Statistics, the average household spends more than 30% of its after-tax income on ...

You drive a beat up ’95 Honda Civic and your spouse drives a shiny new BMW. You go to the mall and buy what you intended to buy, but your spouse comes home with a few of the latest gadgets and a new ...

The news is full of stories about how tough times are for the middle class. Story after story talks about how jobs are disappearing, prices are rising, and many essentials, such as healthcare and ...

Realizing you have a low credit score — or no score at all — can be alarming, especially if you learn this information via a denied loan application. But if you’re a borrower with a less-than-stellar ...