Capital One offers several of the best credit cards available today. After a multi-year overhaul of its loyalty program, Capital One now offers 18 different airline and hotel transfer partners ...

and you can use your rewards to lower your monthly bill or transfer it to your checking account, among other options. How to Use a Cash Back Credit Card The best cash-back credit card for you ...

Some 27% of people said they would be going out for a meal with a partner, while 19% will be buying cards. 10% of people said they would get flowers, and the same percentage will get drinks out.