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He says that this is his minimum and if you aren't at this threshold — i.e., just about everyone — then you need to stop "buy ...

Learn how interest from savings accounts, including HYSAs and CDs, is taxed. Understand reporting requirements and strategies ...

Middle-class Americans have saved a median of $67,000 for retirement, but almost half admit they simply guessed how much they need. See how your savings stack up by age and income.