Understanding how life insurance works can go a long way toward helping you make a good buying decision ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company ...

From cigarettes to gutkha, tobacco use can push term insurance premiums up by 100% or more. Here’s how insurers assess risk, ...

The Insurance Regulatory and Development Authority of India (IRDAI) has proposed new regulations to prevent insurance mis-selling, including public disclosure of sales records, commission clawbacks, ...

After thirty years of premiums, a Medicaid coordinator handed him one option: surrender the policy and start over. She had ...

The IRDAI's proposed overhaul of commission structures for health and term insurance may drastically reduce payouts, impacting companies like PB Fintech and Turtlemint. This article explores the ...

Philadelphia Indemnity refused to defend the insured company, Megalomedia, by citing a policy exclusion for "reality shows." ...

IRDAI consultation paper said that the proposed reduction in expenses “is intended to lower the overall cost of insurance, ...

Twelve Florida laws take effect Oct. 1, including new rules for drivers, renters and criminal offenses. Here's what you need ...