Many personal loan lenders set their minimum loan amount at $3,000 or higher. If you only need a few hundred dollars, that means taking on more debt than you need to and paying unnecessary interest.

Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance ...

I’ve been writing and editing technology articles for more than seven years, most recently as part of PCMag's software team. I am responsible for content in the AI, financial, graphic design, ...