Savings account yields are much higher than a few years ago  Top rates may fall if the Federal Reserve cuts interest rates ...

The highest APY available changes frequently. As of October 29, 2025, Digital Federal Credit Union offers 5.50% APY on the ...

The biggest benefit of an add-on CD is that if more money becomes available, you can then add it to your CD account and take ...

Have you ever thought about sticking with the same traditional savings account just because it felt easier than switching?

According to FDIC data, the average money market account APY is 0.59% as of October 2025. However, DepositAccounts indicates ...

Learn how interest from savings accounts, including HYSAs and CDs, is taxed. Understand reporting requirements and strategies ...

Even with the recent Fed cut, savers still have dozens of options to earn 4%–5%. See which savings, CD, brokerage, and ...

Fed rates are dropping, but smart savers can still earn 4% or more. See how HYSAs and CDs can protect your yield as APYs begin to fall.

Opening a CD now means you can lock in a guaranteed return before banks finish adjusting to the Fed's move. Even though the ...

As economic uncertainty continues to impact consumer savings goals, you might find yourself wondering where the best place to ...

CDs lock in your rate, but a flexible HYSA still wins for me. Here's how I'm earning over 4% and staying nimble as the Fed cuts rates.

CDs are offering up to 4.34% APY today. The Fed announced another rate cut yesterday, so it's a good idea to lock in a high ...