While Californians are typically more concerned about wildfires than flooding, many are watching the devastation in Texas unfold. It's estimated that just 2% of households statewide carry a flood insurance policy.

A United Cajun Navy commander leads flood recovery efforts in his hometown of Kerrville, Texas, where 121 people died in catastrophic flooding.

President Trump and first lady Melania Trump tour flood-ravaged Kerr County, pledging Texas relief. KERRVILLE, Texas — President Donald Trump and First Lady Melania Trump are touring the damage zone in Kerr County after devastating floods ravaged the area on July Fourth.

Even a small amount of water inside a home can cause costly damage. Here’s how to assess your flood risk and what to do if you’re in the danger zone.

At least 120 people have been found dead since heavy rainfall overwhelmed the river and flowed through homes and youth camps in the early morning hours of July 4. Ninety-six of those killed were in the hardest-hit county in central Texas, Kerr County, where the toll includes at least 36 children.

While sirens can help in areas with shaky cell service, experts say officials also need to consider alert fatigue and provide education on what to do in an emergency.

My heart goes out to the families and friends of those who lost their lives," Sheriff Sally Hernandez said. "We will not waver in our efforts support the community during this difficult time.”

The warning is in effect until 9 a.m. for Boston and several communities south of the city, according to the National Weather Service.