There are several key factors retirees must consider: Longevity, IRS rules, income levels, IRS tax brackets, required minimum ...

The 4% rule operates under the assumption that your retirement portfolio has a fairly equal mix of stocks and bonds. And that ...

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The popular 4% rule promises to make your savings last throughout your golden years. But it’s not a perfect rule — and it ...

A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

A new academic approach suggests that retirees may be able to spend more confidently — and more sustainably — by abandoning ...

To be able to take a decent sum out of your retirement account each year, that money needs to be invested strategically. You ...

The risk of poor returns early in retirement could spoil the whole thing - how can you mitigate the sequence of returns trap ...

For 2026 and beyond, experts have begun suggesting that a withdrawal rate of 4.7% might be more appropriate than the ...

While inflation has cooled compared to recent highs, there have been upticks in the inflation rate over the last few months, and, as a result, the cost of living remains elevated. That's making it ...

As someone is planning for retirement or starting to think of doing so, you have a number of different financial strategies, ...