For 2026 and beyond, experts have begun suggesting that a withdrawal rate of 4.7% might be more appropriate than the ...

The popular 4% rule promises to make your savings last throughout your golden years. But it’s not a perfect rule — and it ...

There are several key factors retirees must consider: Longevity, IRS rules, income levels, IRS tax brackets, required minimum ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

The 4% rule is a strategy that was introduced decades ago, and its goal is to preserve retirement savings. The 4% rule has ...

A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...

It's important to make strategic financial decisions for your retirement so you can minimize your stress. And that could mean ...

The risk of poor returns early in retirement could spoil the whole thing - how can you mitigate the sequence of returns trap ...

To be able to take a decent sum out of your retirement account each year, that money needs to be invested strategically. You ...

The country's second-largest bank has unveiled a digital platform for retirement decisions — not on how to save, but how to ...

With essentials becoming increasingly expensive, many households are relying on savings intended for the future just to get ...

As more people turn to their 401 (k) accounts for hardship withdrawals, workers are jeopardizing their long-term retirement ...