NerdWallet's list of the best savings accounts feature options with great customer service, higher-than-average interest rates and low or no fees.

The highest APY available changes frequently. As of October 29, 2025, Digital Federal Credit Union offers 5.50% APY on the ...

According to FDIC data, the average money market account APY is 0.59% as of October 2025. However, DepositAccounts indicates ...

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow ...

In the face of looming interest rate cuts and with the reality of one already issued this year, savers will want to lock in a high rate right now while they still can. While high-yield savings ...

It’s easy math to understand. The higher the interest rate for your savings account, the more money you earn. The challenging part is predicting what will happen with rates in the coming year. What is ...

With Fed rate cuts on the way, this online account pays nearly 2% more than top savings accounts. One key condition applies, ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You want to make your ...

Are you interested in a CD but worried about withdrawal penalties? A no-penalty CD might be the solution you're looking for — ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

The best free checking accounts have no monthly fees and earn high ratings from NerdWallet for their features, which may include earning interest, broad fee-free ATM access, overdraft policies and ...