NerdWallet's list of the best savings accounts feature options with great customer service, higher-than-average interest rates and low or no fees.

According to FDIC data, the average money market account APY is 0.59% as of October 2025. However, DepositAccounts indicates ...

The highest APY available changes frequently. As of October 29, 2025, Digital Federal Credit Union offers 5.50% APY on the ...

Are you interested in a CD but worried about withdrawal penalties? A no-penalty CD might be the solution you're looking for — ...

In the face of looming interest rate cuts and with the reality of one already issued this year, savers will want to lock in a high rate right now while they still can. While high-yield savings ...

The best free checking accounts have no monthly fees and earn high ratings from NerdWallet for their features, which may include earning interest, broad fee-free ATM access, overdraft policies and ...

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow ...

With Fed rate cuts on the way, this online account pays nearly 2% more than top savings accounts. One key condition applies, ...

It’s easy math to understand. The higher the interest rate for your savings account, the more money you earn. The challenging part is predicting what will happen with rates in the coming year. What is ...

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Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Money Market Account vs Savings Account: Which Is Better? Your email has been sent Money market accounts (MMAs) and savings accounts are common banking products offered by financial institutions.