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There are four types of federal Direct Loans, including subsidized, unsubsidized, PLUS and consolidation loans “Federal Direct Loan” is an umbrella term that refers to four types of federal student ...

Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...