Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If you're a first-time homeowner, you may not know that flood insurance is not included in homeowners' insurance. But homeowners' insurance and flood insurance are two separate things entirely. One ...

While rates for auto insurance have been increasing for years, the prices that millions of American drivers pay for coverage are unavoidable, with insurance required in nearly every U.S. state. With ...