David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

An individual retirement account (IRA) is a tax-advantaged savings plan available to anyone with earned income. Unlike 401(k) plans, IRAs are opened by individuals, not by employers. In late 2024, ...

Retirement can feel far away when you have just started earning. It’s easy to push planning aside and assume you will deal ...

You may have heard that there’s no such thing as a free lunch, but to the millions of Americans whose employers offer them a 401(k) match, this perk comes close. Unless you are one of the shrinking ...

Micro-retirement has gained traction recently as a Gen-Z approach to life and money. Increasingly, it’s also a practice that women of all ages are engaging in more intentionally as they reevaluate ...

How does your nest egg compare? Explore the average retirement savings by age in 2026 and learn expert strategies to catch up ...

The average 401(k) balance for someone in their 60s was $577,454 as of November 2025. The median, though, was far less: ...