Money’s top picks for homeowners insurance companies for 2025.

Homeonwners insurance costs have been on the rise in the last several years. The average annual premium jumped 24% between 2021 and 2024, according to a December survey of American adults conducted by ...

With extreme weather events increasing in recent years, homeowners insurance companies have raised premiums or stopped offering coverage completely. Many of the policyholders hit with nonrenewal or ...

In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.