Learn how health insurance covers preexisting conditions under the Affordable Care Act, ensuring you get necessary coverage ...

Diabetes care can be complex. Let’s explore how different types of insurance coverage can support your needs. Navigating insurance for type 2 diabetes can feel overwhelming at times, but understanding ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Platinum health insurance has high monthly rates, but it will pay for about 90% of your costs when you visit the doctor. A Platinum health plan is the best fit for you if you have serious or ongoing ...

Health insurance costs are a major factor in an employee benefits package. Here's what to expect from employer-sponsored ...

Lena Muhtadi Borrelli is a seasoned insurance writer with several years of experience writing as an authority for respected financial sites such as Forbes, Time, Newsweek, Bankrate, CNET, Investopedia ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...