We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But what does that bankruptcy reset button mean for the debt collectors ...

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Being served with a debt collection lawsuit can feel overwhelming, especially when you're already strapped for cash and struggling to make ends meet. The sudden reality of legal action, coupled with ...