Aaron is an avid global traveler and miles and points enthusiast. In addition to writing for Forbes.com, Aaron is a full-time professional advisor to Fortune 500 companies at a global consulting firm.

Your annual percentage yield (APY ... The bank was founded in 1812 in New York City. Citibank also offers savings accounts, checking accounts, money market accounts, and many credit card options.

Be sure to shop around to find the best CD rates at a financial institution that meets your needs.” The Citibank Accelerate ...

Depending on your location, Citibank also offers a basic savings account: the Citi Savings account. The standard APY applies, which is incredibly low: starting at 0.03% and increases slightly ...