FICO, one of the two major credit scoring models, this week unveiled its FICO® Score 10 BNPL and FICO® Score 10 T BNPL ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans ...

Like it or not, you have a number — and it’s either helping or hurting you. Here’s a simple guide to making yours better.

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...

FICO will add buy now, pay later loans to credit scores, a move that could affect mortgage applicants as lenders begin ...

A credit score of 800 means you have an exceptional credit score, according to Experian. According to a report by FICO , only 23% of the scorable population has a credit score of 800 or above.

The loan type has been growing rapidly, but the credit-scoring industry has puzzled over how to evaluate it.

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use ...